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Routing #:273976592

Checking Program

Peoples Credit Union now offers a high yield checking along with its standard checking to manage and access your money through traditional checks, debit cards, or online banking. Decide for yourself which account is right for you.

Advantage Checking
Advantage Checking
Minimum $100 to open No monthly service fee
Net of 12 signature debit card purchases
(per statement)
MasterCard Debit Card
1 direct deposit monthly Overdraft Protection
e-Statement enrollment Online & Mobile Banking
Qualifying accounts up to $10,000 receive bonus APY Bonus Rate 2.50% APY
Qualifying accounts above $10,000 receive standard APY Standard Rate {{RATE}} APY
Only 1 account per social security number  
Standard Checking
Standard Checking
Minimum $25 to open No monthly service fee
Amounts above $200 receive APY Standard Rate {{RATE}} APY
  MasterCard Debit Card
  Online & Mobile Banking
  eStatements available
  Overdraft Protection
Reorder Checks here

Reorder Checks from Checks for Less

Reorder Checks from CPS

Quickly and securely reorder your checks online. (Your first order of checks must have been made at a branch location to get your account in the reorder database) We have 2 check vendors, make sure you choose the correct vendor when reordering.

Reorder from Checks for Less

Reorder from Check Printing Solutions

If you are having difficulty placing your order, have questions or wish to change vendors, please call us at 515-832-6346 to assist you.

Overdraft Protection

Sign up for this service and automatically transfer funds from one account to another in order to avoid costly overdraft fees when insufficient funds are available. It can apply to savings accounts or a second checking accounts. There is a minimal fee to transfer funds.

If your backup account balance does not cover the amount overdrawn, the check may be returned for non-sufficient funds at the credit union’s discretion.

View our fee schedule

Surcharge-Free ATMs

With SHAZAM's Privileged Status® program, you can access thousands of surcharge-free ATMs throughout the country. Privileged Status ATMs are easy to find using SHAZAM's Privileged Status ATM locator.