SECURE ONLINE BANKING

Routing #:273976592

Open An Account

* Indicates Required Field

Application Info
Applicant Info
Requirements
Authorization
  • Application Information

    Eligibility

    Application Type

    Account Type

    All of the terms, conditions, form of account ownership, account selection and other information indicated on this card apply to all of the accounts listed unless the Credit Union is notified in writing of a change. All accounts require a share/savings account with a minimum $25.00 membership balance.

    • Additional Accounts *
  • Applicant Information

    Joint Applicant

  • ID & Address Requirements

    All signers acknowledge, authorize and certify:

    1. Membership restricted to 11 counties of Boone, Calhoun, Franklin, Green, Hamilton, Hardin, Humboldt, Pocahontas, Story, Webster, and Wright.
    2. I will maintain $25 balance as my share of being an owner.
    3. Receipt and agreement of Membership Terms & Conditions & Truth In Savings disclosure.
    4. People's Credit Union to obtain a consumer credit report and verify my bank accounts to evaluate my credit worthiness.
    5. Subscription to Bill Payer Service; authorization for Peoples Credit Union and its agents to process payments to merchants pursuant to payment instructions as account balances allow
    6. I certify under penalties of perjury, (1) the number shown on this form is my correct taxpayer identification number and (2) I am not subject to backup withholding as a result of a failure to report all interest or dividends, or the Internal Revenue Service has notified me that I am no longer subject to backup withholding. (3) I am a U.S. citizen (including a U.S. Resident Alien). The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.
    7. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners and authorized signers. What this means for you: When you open an account, we will ask you for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. It may be necessary for Peoples to restrict account access or delay the approval of loans pending further verification.
    8. I understand E-Statements are optional, can be removed by notifying PCU staff at any time, and require Internet and PDF capabilities.
  • Authorization Agreement

    I/We agree to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Disclosure, Funds availability Policy Disclosure, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the agreements and disclosures applicable to the accounts and services requested herein. If an access card or EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Fund Transfers Agreement and Disclosure. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

    The submission of this application will be individual reviewed by a Peoples Credit Union employee within 36 hours. Please ensure your phone number is valid as we will need to reach you and have you sign a form to issue final approval.