 Peoples Credit Union Saving Plans
Savings Programs:
We are proud of the array of savings accounts we offer to our members:
- Primary Share Account
- Secondary Share Account
- Christmas Club Account
- Money Market Account
- Escrow Accounts
- Term Share Accounts
- Individual Retirement Accounts (IRA)
- Kirby Kangaroo Club Accounts
Current Savings Plans
Share Account
| Account Name |
Interest Rate |
Annual % Yield |
| Primary Share Account (S1) |
0.500% |
0.500% |
| Secondary Share Account (S2) |
0.500% |
0.500% |
| Christmas Club Share Acct.(S4) |
1.500% |
1.500% |
| Education IRA Accum. Share (S3) |
1.590% |
1.600% |
| IRA Traditional Share Acct. (S6) |
1.590% |
1.600% |
| Escrow Share Acct. (S7) |
0.500% |
0.500% |
| IRA Roth Share Acct. (S8) |
1.590% |
1.60% |
Share Draft Accounts
| Average Daily Balance |
Interest Rate |
Anual % Yield |
| $0.00 - $199.99 |
0.000% |
0.00% |
| $200.00 and above |
0.650% |
0.65% |
Money Market Share Accounts
| Average Daily Balance |
Interest Rate |
Anual % Yield |
| $0.00 - $1,999.99 |
0.50% |
0.50% |
| $2,000 - $9,999 |
0.75% |
0.75% |
| $10,000 - $24,999 |
0.99% |
1.00% |
| $25,000 - up |
1.24% |
1.25% |
Term Share Certificates
| Certificate Name |
Interest Rate |
Anual % Yield |
| 3 Month Term Share Certificate (I8) |
1.34% |
1.35% |
| 6 Month Term Share Certificate (I6) |
1.59% |
1.60% |
| 12 Month Term Share Certificate (I12) |
2.09% |
2.10% |
| 18 Month Term Share Certificate (I18) |
2.19% |
2.20% |
| 24 Month Term Share Certificate (I24) |
2.34% |
2.35% |
| 36 Month Term Share Certificate (I36) |
2.435% |
2.45% |
**Minimum Balance of $1,000.00 required.
**Dividends Paid Semi-Annually
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