Savings


	Savings Plans


	Current Savings Rates are as follows...

Share Account


	Interest Rate

Annual % Yield

Primary Share Account (S1)	0.750%	0.750%
Secondary Share Account (S2)	0.750%	0.750%
Christmas Club Share Acct.(S4)	1.500%	1.50%
Education IRA Accum. Share (S3)	2.730%	2.75%
IRA Share Acct. (S6 and Roth)	2.730%	2.75%
Escrow Share Acct. (S7)	1.090%	1.10%
IRA Roth Share Acct. (S8)	2.730%	2.75%


	Share Draft Accounts


	Savings Programs:

		We are proud of the array of savings accounts we offer to our members: Primary Share Account Secondary Share Account Christmas Club Account Money Market Account Escrow Accounts Term Share Accounts Individual Retirement Accounts (IRA) Kirby Kangaroo Club Accounts

Average Daily Balance	Interest Rate	APY
$0.00 - $199.99	0.000%	0.00%
$200.00 and above	0.650%	0.65%


	Money Market Share Accounts

Average Daily Balance	Interest Rate	APY
$0.00 - $1999.99	0.75%	0.75%
$2,000 - $9,999	1.24%	1.25%
$10,000 - $24,999	1.64%	1.65%
$25,000 - up	1.98%	2.00%

Term Share Certificates


	Interest Rate


	Annual % Yield

3 Month Term Share Certificate (I8)	2.48%	2.50%
6 Month Term Share Certificate (I6)	2.88%	2.90%
12 Month Term Share Certificate (I12)	2.98%	3.00%
18 Month Term Share Certificate (I18)	2.98%	3.00%
24 Month Term Share Certificate (I24)	3.08%	3.10%
36 Month Term Share Certificate (I36)	3.08%	3.10%


	Minimum Balance of $1,000 required Dividends Paid Semi-Annually


	For information regarding any account above, please contact one of our helpful employees at the Peoples Credit Union office or call 515-832-6346