Loans

NOTICE TO MEMBERS:
You may apply on-line once you have an account with us through home banking.
We have extended our terms on:
   New recreational vehicles (boats, RV's and Motorcyles) to 84 months!
   Used recreational vehicles (same) to 60 months!

Auto Loan Rates

Current Loan Rates for purchasing automobiles are as follows...

Type Year Rate
New Cars
2008-2007 5.70% - 9.95%
Used Cars
2006 - 1998 5.95% - 11.25%
  1997 - Older 6.25% - 13.50%

What is the "BOOK VALUE" of the car? Click HERE to go to NADA Car Value's website and find out!

To give you an idea of your monthly payments, use our handy calculator by clicking here...


Home Loans

Peoples Credit Union's goal is to offer reasonable and affordable loan rates for its members. We strive for the lowest in the area!

The current real estate rates are as follows:

20 Years Fixed...................................................6.50%
10 Years Balloon...............................................7.00%
Home Equity Line of Credit (Variable)...........8.09%
Closed-End Home Equity (Fixed Rate)...........7.25%

To give you an idea of your costs use our handy calculator by clicking here...


RV Loans

Current Loan Rates for the purchase of Recreational Vehicles are as follows...

Year

Rate

NEW RECREATIONAL

2007-2005

6.50% - 10.00%

Boats, Motorcycles, Motorhomes

 

 

USED RECREATIONAL

2004- Older

8.50% - 12.00%

Boats, Motorcycles, Motorhomes

 

 


Peoples Credit Union
M
aster Card

6.99 %% APR
NO Annual Fee
25-day Grace Period