People's Credit Union | Where People Come First
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(515) 832-3260

Member of National Credit Union AdministrationPeoples Credit Union Loans


Auto Loan Rates

Get your car appraised now at NADA's web site.
Type Year Rate
  New Cars 2010 - 2009 3.99% - 8.45%
  Used Cars 2008 - 2000 3.99% - 10.50%
  1999 - Older 6.25% - 13.50%

To give you an idea of how much your monthly payments will be you can use our loan calculator.

Home Loans

Peoples Credit Union's goal is to offer reasonable and affordable loan rates for its members. We strive for the lowest in the area!

The current real estate rates are as follows:

20 Years Fixed ........................................................................  5.25%
10 Years Balloon ....................................................................  7.00%
Home Equity Line of Credit (Variable) ................................  5.00%
Closed-End Home Equity (Fixed Rate) ..............................  6.25%

To find out what kind of investment you are going to be willing to make in a home you can use our MortGage Calculator.

RV Loans

Current loan rates for the purchase of recreational vehicles are as follows:

 Type Year Annual Percentage
  New Recreational Vehicles: 2010 - 2009 3.99% - 10.00%
  Used Recreational Vehicles: 2008 - Older 3.99% - 12.00%

*Recreational Vehicles include Boats, Motorcycles, Motorhomes, etc.

Peoples Credit Union Master Card

Annual Percentage Rate .............................................................. 6.99%
Annual Fee ...................................................................................... NONE
Grace Period .................................................................................. 25 Day

Notice to Current Members:

You may apply on-line once you have an account with us through our online banking.
We have extended our terms on:

  • New recreational vehicles (boats, RV's and Motorcyles) to 84 months!
  • Used recreational vehicles (same) to 60 months!
 
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People Come First at Peoples Credit Union
Peoples Credit Union - Where People Come First! Member of the Equal Housing Lender